Vertical 01
Mortgage Lending & Servicing Ecosystems
Lenders and servicers face shrinking margins, strict TRID/CFPB regulations, and borrower demand for instant digital decisions. Hans and Norms delivers end-to-end integration across your loan manufacturing cycle.
LOS/LMS Customization: Encompass SDK, Partner API, and Blend integrations to streamline data capture and pipeline tracking.
Automated Decisioning: Intelligent underwriting rules for credit risk, appraisal validation, and conditional approvals.
Default & Loss Mitigation: Specialized portals managing forbearance, loan modifications, and regulatory audit compliance.
Mortgage Tech Blueprint
Front-End / POS Layer
Blend, Custom Web/Mobile Borrower Portals
Loan Origination Engine
ICE Encompass, Custom Java/.NET Microservices
Compliance & Reporting
CFPB, HMDA, TRID Automated Disclosures & Audit Logs
Secondary Market & Servicing
Investor Delivery, Freddie Mac / Fannie Mae Interfaces
Banking Modernization Stack
Cloud Target
AWS (EKS, Aurora, Lambda) & Azure (AKS, CosmosDB)
Microservices & Rails
Spring Boot, .NET Core, Kafka Event Streaming, gRPC
Security & Encryption
mTLS, HSM Key Management, Zero Trust Architecture
Vertical 02
Next-Gen Banking & FinTech Engineering
Legacy monolithic banking cores cannot keep pace with open banking, real-time payment rails, and API integrations. We decouple legacy systems using strangler fig patterns and cloud microservices.
Zero-Downtime Cloud Migration: Safe, phased transition of core ledgers and customer data onto AWS/Azure.
Open Banking & API Gateways: High-throughput, rate-limited, and audited API gateways for FinTech partner networks.
Payment Rails: ACH, Wire, RTP, and FedNow ready transaction routing infrastructure.
Vertical 03
Healthcare Technology & HIPAA Operations
Combining technical engineering with certified healthcare business process services. We help hospitals, health plans, and digital health innovators bridge clinical systems, patient care, and revenue cycles.
HIPAA-Compliant Contact Center: Omnichannel patient advocacy, member eligibility helpdesks, and prior authorization hotlines.
Revenue Cycle Management (RCM): Fast-track billing, certified coding, denial appeal workflows, and accounts receivable reconciliation.
EHR/FHIR Interoperability: Bidirectional HL7 v2 and FHIR data pipelines connecting Epic, Cerner, and specialty health apps.
HIPAA Operational Safeguards
Physical Security
Access-controlled Pune operations floor, no mobile devices or removable media permitted
Data Protection
AES-256 encryption at rest, TLS 1.3 in-transit, masked PHI fields in QA environments
Staff Certification
100% HIPAA privacy trained staff with rigorous background screening and signed NDAs